Privacy Statement

At CBOFL we understand that the protection of consumers' privacy is an important public concern. Accordingly, we have adopted this Privacy Statement to serve as the foundation for our internal privacy policies and procedures. It is our commitment to providing meaningful privacy protection for our customers.

1. Information Quality
   We maintain procedures to assure that the personal information we collect is accurate up-to-date and as complete as possible. If we obtain information about consumers who are not our current customers, we strive to treat this information in the same manner as we treat information about our existing customers.
2. Use of Customer Information
   We collect personal information from our customers themselves, from when we provide products or services to our customers, and from consumer reporting agencies and other outside sources. We use personal information only for purpose of administering our business activities, providing services, and making available other products and services to our customers and prospective customers.
3. Do Not Solicit Option
   We recognize that some of our customers do not want to be solicited for offers and promotions from us. So, we provide our customers the option to have their names and addresses removed from our mail and/or telephone solicitation lists. We have procedures that assure a consumer's name, addresses, and telephone number is removed from our marketing lists.
4. Information Security
   We maintain technical and organizational safeguard to protect the confidentiality of personal information about our customers against (i) unauthorized access or disclosure, and (ii) accidental loss, alteration, or destruction.
5. Maintaining Customer Privacy With Our Partners
   We strive to ensure that the companies we use as our business partners support our commitment to privacy protection in their handling or personal data about our customers.
6. Employee Education
   We provide training to our employees about their responsibilities under this Privacy Statement, and we expect them to do their part in protecting our customers' privacy. WE also conduct regular internal audits to support our commitment.
7. Privacy Statement Is Available to Customers
   We want our customers to know about our commitment to providing privacy protection. Therefore, this Privacy Statement is available upon request to customers, Shareholders, employees, governmental authorities, and members of the general public.

Types of Information
Anytime you visit our Web Site; CBOFL may collect and store information about your visit. Such as the name of the domain from which you access the Internet (for example, aol.com if you are connected from an America Online account), the date and time of your visit, the Internet address of the web site you left to visit CBOFL, the name of the pages you visit while at our web site, and the Internet address of the web site you then visit. If you are using our online services to access your account information or to complete financial transactions, information about these transactions may be collected and reviewed by CBOFL-authorized individuals.

Collection and Use
When you use various calculators, planner, or questionnaires on our web site, you may be asked for personal information in order to complete the requested analysis or evaluation. This information may be retained and used by CBOFL.

Electronic technologies assist CBOFL in collecting information when you visit our web site. The information gained through the use of such technologies may allow us to offer you the kinds of products and services you like and to determine that your visit is in accordance with our web site Terms of Use.

For example, CBOFL's web site, like many others, uses "cookies". This small electronic file, which may be written to your hard drive when you visit our web site, may be used to help CBOFL understand what parts of our web site visitors find most useful. If you choose, you can set up your browsers to inform you when cookies are being set or you may choose not to accept cookies. A decision not to accept cookies could limit your access to some of the functionality and services that are available on our web site.

THE COMMUNITY BANK OF LEMONT WILL NOT DISCLOSE AND DOES NOT RESERVE THE RIGHT TO DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT OUR CUSTOMERS OR FORMER CUSTOMERS TO ANYONE, EXCEPT AS PERMITTED BY LAW.

The Community Bank of Lemont may disclose all the information we collect, as described above, to companies that perform marking services on our behalf. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.